Step By Step Guide for Term Insurance 2024 | Compare Term Plans

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  • Опубликовано: 1 фев 2025

Комментарии • 115

  • @namaskarprasad
    @namaskarprasad  8 месяцев назад +9

    Get Honest Term Insurance Advice - bit.ly/3X2cFqo

    • @user-kg9ws8tv8w
      @user-kg9ws8tv8w 8 месяцев назад

      🇳🇵🇳🇵🇳🇵🇳🇵🇳🇵😫😫😫😫😫😫 0:13

    • @dheerajchaurasia4875
      @dheerajchaurasia4875 8 месяцев назад

      Sir is time kisme investment kare??

  • @Ravikalavidh1259
    @Ravikalavidh1259 6 месяцев назад +15

    I worked in acko general insurance.. They does the same they approve all 2 Wheeler accident claims which are hardly of 3000-5000 rs, & they reject 90% of car insurance claims which will be more than 25k...

    • @rahulsgharat
      @rahulsgharat 4 месяца назад +1

      Better to take 2-3 term life insurance

  • @keshabbarman100
    @keshabbarman100 8 месяцев назад +22

    Sab youtuber sirf salary person ke example dete hai, Self-employed ke liye koi nahi example dete hai, jiska earning utna nahi hai, wo kya kare, koi company term insurance dena nahi chahta hai, jiska earning sal me 2/3 lakh hai,unko endowment plan thama denge sal ka 1 lakh premium tak tab bhi income proof nahi mangenge, aur term insurance ke 10/15 hajar ka premium ke liye income proof mangte hai sab companies😢 Ha kuch chhota company raaji hota 50 lakh tak insurance dene k liye, lekin premium jyada hota hai..sir please make a video on a lower earning person, wo kaise sahi insurance kharide...!

    • @Ishwer_Tanwar
      @Ishwer_Tanwar 7 месяцев назад

      Don't worry, Can we discuss regarding the same? I'm an expert in term insurance.

    • @pinkuarya4032
      @pinkuarya4032 7 месяцев назад

      Are bhai youtuber ki video pasand hi aati ya unki bhasha achchi nhi lgti toh mat dekh, yeh kon sa tujhe force kr rha h Tu iski video dekh

    • @keshabbarman100
      @keshabbarman100 7 месяцев назад

      @@pinkuarya4032 maine kya likha hai wo phele ache se pro fir reply karo..

    • @abidansari3283
      @abidansari3283 7 месяцев назад

      ​@@pinkuarya4032Aye bhai uska issue samaj faltu ka baat Mt kr

    • @sachinp3437
      @sachinp3437 7 месяцев назад

      Can you try again after filing taxes?

  • @patelkartik5091
    @patelkartik5091 8 месяцев назад +6

    Sir best health insurance claim ratio per video banaye please sir

  • @kamalshrivas
    @kamalshrivas 6 месяцев назад

    Love the way you taught 👍clean and clear

  • @sayyedliyakatali8969
    @sayyedliyakatali8969 8 месяцев назад +2

    SIR ISI TRAH HEALTH INSURANCE ME 5 BEST PLAN COMPARE VIDEO PLEASE ❤❤🎉🎉

  • @pravingawade1065
    @pravingawade1065 2 месяца назад

    Thanks a lot Sir clear confusion ❤❤❤

  • @saifahmed6793
    @saifahmed6793 27 дней назад

    Agar term insurance lete samay mein sharab cigaret nahin pita tha lekin 8-10 saal bad peene lag Jau uske Karan death hone per kya term insurance ka amount family ko milega???

  • @abhijitdebnath45
    @abhijitdebnath45 5 месяцев назад +2

    After comparing all insurance if i choose any term plan then what is the confirmation in future the claim settlement value ratio ll b same as now?

  • @SurajYadav-nq9vc
    @SurajYadav-nq9vc 2 месяца назад

    SIR DITTO SE INSURANCE(TERM+HEALTH)BUY KARNE KI PROCESS KI VIDEO BANANE KI KRIPA KARE🙏

  • @shorts-wd9ni
    @shorts-wd9ni 8 месяцев назад +2

    Sir ji business model ke uppar video Bano details me

  • @manasnaik6904
    @manasnaik6904 7 месяцев назад +1

    Every year, the best term plan changes, meaning last year's plan will not be valid for the coming year.

  • @MsVishal5
    @MsVishal5 7 месяцев назад +1

    How we can add family members and same term insurance plan will cover to all family members and what will be the limit of coverage to individual family members

    • @vineetgoyal8681
      @vineetgoyal8681 6 месяцев назад

      Term insurance me aap family member ko add nhi kr skte wo individual k liye hi hota hai

  • @Humannaturemine
    @Humannaturemine 6 месяцев назад

    Thankyou sir for all guidance

  • @fk1790
    @fk1790 5 месяцев назад +1

    Aapne konsa term plan select kiya me bhi vhi krunga😅

  • @learnernitin7207
    @learnernitin7207 Месяц назад +1

    Sir include tata AIA too

  • @Ravikalavidh1259
    @Ravikalavidh1259 6 месяцев назад +1

    Your simply great

  • @dhunumai1912
    @dhunumai1912 8 месяцев назад +1

    Good information 😊

  • @VikasJadhav-z1r
    @VikasJadhav-z1r 7 месяцев назад +1

    Very nice information. My date of birth is 30 June 1975. I want to purchase term plan for 12 years. If I purchase it today (22 June), will its term be upto 22nd june 2036 or will it be 30th June 2035? Will it be beneficial to by term plan before this 30th June (my birthday) or after this date?

    • @vineetgoyal8681
      @vineetgoyal8681 6 месяцев назад +1

      Birthday se phle purchase krne ka sirf yhi fyda hota aapko thoda premium km aata
      And 12 years plan apko buy Krna to wo jis din aapki policy issue ho jayegi us din se 12 year count hoge

    • @VikasJadhav-z1r
      @VikasJadhav-z1r 6 месяцев назад

      @@vineetgoyal8681 Thanks for information

  • @Superhuman757
    @Superhuman757 8 месяцев назад +1

    What if we survive
    What is best term or life insurance?

    • @shuvampargal4754
      @shuvampargal4754 8 месяцев назад

      TERM always

    • @Ishwer_Tanwar
      @Ishwer_Tanwar 7 месяцев назад

      Can we discuss regarding the same? I'm an expert in term insurance.

  • @rajeevratanshah6902
    @rajeevratanshah6902 8 месяцев назад +1

    Term Plan ki policy ke kitne claim settlement huye,Ye kaise pata chalega????

    • @Ishwer_Tanwar
      @Ishwer_Tanwar 7 месяцев назад

      Can we discuss regarding the same? I'm an expert in term insurance.

  • @subhojitkoley6551
    @subhojitkoley6551 8 месяцев назад +15

    LIC is best in claim settlement

    • @amanjainsinghai5832
      @amanjainsinghai5832 6 месяцев назад +8

      Yes pvt. Company only small amount ke claim pass krti hai huge amount ke claim pass nhi krti

  • @dmmobileshops
    @dmmobileshops Месяц назад

    Bro wrong LIC also provide best term insurance.

  • @jiteshpatil5344
    @jiteshpatil5344 6 месяцев назад +1

    If 15000 to 30000 salary person will not get insurance to phir sab youtuber kyu hia nahi batate hai ye baat. Sirf bolte term insurance lo, health insurance lo if person has salary of rupees 15000 and and in their family live 4 people then 1 person health insurance is 500 to 700 rupees that' means 2000 to 3000 per month.how can people afford that much amount.what about that people who below poverty line or vey low income. They can't afford that and youtuber understand that .

    • @Avinash377
      @Avinash377 5 месяцев назад

      You can take for your whole family health insurance in one plan
      I can guide you if you want

    • @jiteshpatil5344
      @jiteshpatil5344 5 месяцев назад

      @@Avinash377 what is cost of family plan.

    • @Avinash377
      @Avinash377 5 месяцев назад

      @@jiteshpatil5344 how many members in family like wife husband kids. And age. Give me details

  • @chetanrathod9797
    @chetanrathod9797 5 месяцев назад +1

    Bhai below 10 pass turm plan batao

    • @Avinash377
      @Avinash377 5 месяцев назад

      Itr he

    • @chetanrathod9797
      @chetanrathod9797 5 месяцев назад

      Yes

    • @Avinash377
      @Avinash377 5 месяцев назад

      @@chetanrathod9797 kitne ka he .?

    • @Avinash377
      @Avinash377 5 месяцев назад

      @@chetanrathod9797 kitne ka he.... Or kitne saal ka avarage he.

  • @akitokinimi2176
    @akitokinimi2176 7 месяцев назад

    Sir, is term plan not for defense personal???

    • @vineetgoyal8681
      @vineetgoyal8681 5 месяцев назад

      @@akitokinimi2176 it's available
      Depend on which location and on which position you are posted

  • @jiteshpatil5344
    @jiteshpatil5344 6 месяцев назад +1

    Hello Prasad sir. My salary is 15000 and i was graduated can i get TERM INSURANCE. Reply PLEASE ❤

    • @vineetgoyal8681
      @vineetgoyal8681 6 месяцев назад

      Yes you can buy term insurance of 25 lac but only 1-2 company will provide

    • @jiteshpatil5344
      @jiteshpatil5344 6 месяцев назад

      @@vineetgoyal8681 to phir sab youtuber kyu hia nahi batate hai ye baat. Sirf bolte term insurance lo, health insurance lo if person has salary of rupees 15000 and and in their family live 4 people then 1 person health insurance is 500 to 700 rupees that' means 2000 to 3000 per month.how can people afford that much amount.what about that people who below poverty line or vey low income. They can't afford that and youtuber understand that .

  • @sarojajmera2975
    @sarojajmera2975 8 месяцев назад +2

    Eagerly waiting for your video on kotak bank please sir 😢😢😢 make video on kotak mahindra bank crises

  • @RR-Girl
    @RR-Girl 5 месяцев назад

    If ditto is giving services freely doesn't that mean they must be getting sponsorship money from the Insurance Company to recommend them...

    • @yt75432
      @yt75432 4 месяца назад

      Definitely

    • @manu2abhi
      @manu2abhi 3 месяца назад

      They say that they will help in paperwork when ever requires

  • @atul100982
    @atul100982 6 месяцев назад +1

    What are your recommendations on Term + Ulip plans

    • @vineetgoyal8681
      @vineetgoyal8681 6 месяцев назад

      Don't go for term + ulip plans premium is too high and have very less benefit

    • @Avinash377
      @Avinash377 5 месяцев назад

      Insted you can take term seprate and start an sip yourself batter than ulip

  • @anupdeshmukh6299
    @anupdeshmukh6299 5 месяцев назад

    This is not the complete guide for Term Insurance as claimed in the video. More sounded like an advertisement with little bit of information.

  • @navinpradhan451
    @navinpradhan451 5 месяцев назад

    Aapne TATA AIA nahi bataya.to ye company thik nahi hai??

  • @LIC.PRALHAD
    @LIC.PRALHAD 7 месяцев назад +1

    Sir, LIC का comparison दे दिजीए.
    LIC K PLAN महंगे नही है. बाकी कंपनीया सस्ता बेचती है.
    अगर वो LIC जीतना प्रेमियम रखे तो उनका प्लॅन कौन लेगा. हर कंपनी का अगर प्रीमियम एक जैसा है तो लोग सिर्फ एलआयसी लेगे.
    Trust of India only LIC.

  • @handle4singhyoutube
    @handle4singhyoutube 7 месяцев назад

    Rohit iski 12 lakh annual income Hai, usey 2.50 cr ka insurance milega ?

    • @graphdbpoc4061
      @graphdbpoc4061 7 месяцев назад

      The rule is your Annual salary multiplied by 10 is max you get. For someone with 12 lack Max coverage is 120000 X 10 = 1.2 Cr

    • @vineetgoyal8681
      @vineetgoyal8681 6 месяцев назад

      ​@@graphdbpoc4061you are wrong it's totally depend on customer age group

    • @vineetgoyal8681
      @vineetgoyal8681 6 месяцев назад

      It's depend on customer age
      For age between 18-35 year company will provide 25x term cover of your annual income
      For age between 36-40 you can take 20x

    • @Avinash377
      @Avinash377 5 месяцев назад

      Yes milega.. if you want i can guide you with plans

  • @drbhatt68
    @drbhatt68 6 месяцев назад

    Aegon Life से बच के रहना.. सुना है अब उसने अपना नाम Bandhan Life रख दिया .. बहरूपिया कम्पनी पांच साल का पैसा डकार गई।😬

  • @SachinGupta-fc1pr
    @SachinGupta-fc1pr 3 месяца назад

    Main bahut canfuj hon aap batayie

  • @itsme_AB
    @itsme_AB 6 месяцев назад

    why all you youtubers switching from policy bazar to ditto???

    • @vatsal1710
      @vatsal1710 5 месяцев назад

      Sahi pakde he 😂

    • @debjeetghosh515
      @debjeetghosh515 2 месяца назад

      @@vatsal1710 paisa mil raha ditto chota ak firm ha to youtuber logo add ka liya paisa mila plus tum ditto sa karoge to commision milaga

  • @dbsdattatrayshinde6904
    @dbsdattatrayshinde6904 6 месяцев назад

    पॉलिशी लेते समय मुझे डायबेडीज नदी था दो साल बाद मुझे शुगर हुआ है तो क्या होगा

    • @nikunjgajera3128
      @nikunjgajera3128 6 месяцев назад

      Genuine question.... please answer

    • @VIVEKGOSWAMI-t4f
      @VIVEKGOSWAMI-t4f 6 месяцев назад

      Ans nhi milga

    • @ushagajwani5348
      @ushagajwani5348 6 месяцев назад

      Mr you have to inform the company regarding your diabetic....might be little premium will loaded l..​@@VIVEKGOSWAMI-t4f

    • @vineetgoyal8681
      @vineetgoyal8681 6 месяцев назад

      Your cover will remain same

    • @Avinash377
      @Avinash377 5 месяцев назад

      Nothing

  • @siddzj
    @siddzj 8 месяцев назад

    Low volume, pls check

  • @just4fun2611
    @just4fun2611 8 месяцев назад

    Bhai re upload kyu ki ye video....

  • @amitagarwal4104
    @amitagarwal4104 7 месяцев назад

    Term insurance ka kya paise milta hai term check kijiye

  • @SuNnY-ul1ev
    @SuNnY-ul1ev 8 месяцев назад

    I want to avail free stock market course
    Should i open a demat for that?
    I want to confirm if this offer is still available

  • @rohitghadge9603
    @rohitghadge9603 7 месяцев назад +2

    Sir अगर रोहित फौज मे हो तो...

    • @kumarrajjat9186
      @kumarrajjat9186 7 месяцев назад +1

      Reply kro ..sir..mai fouj mai hu mujhe plan lena hai..par mujhe sab tarah ke rider nhi mil rhe

    • @rohitghadge9603
      @rohitghadge9603 6 месяцев назад

      @@kumarrajjat9186 rider mat lena

    • @vineetgoyal8681
      @vineetgoyal8681 6 месяцев назад

      Company also giving plan for army person but there is some limitations and it's depend on your designation in army

  • @naveensaini1999
    @naveensaini1999 8 месяцев назад

    sir is time kuch to market ke liye bolte

  • @vijaykurumkar9632
    @vijaykurumkar9632 8 месяцев назад

    Bjp jitegi to konse stock lesakte hai Bata do sir

  • @bharadwajvishal
    @bharadwajvishal 7 месяцев назад

    Dekh rha hai na Vinod..😂😂

  • @anuplavhale7675
    @anuplavhale7675 6 месяцев назад

    Above 1cr kitna hai

    • @Avinash377
      @Avinash377 5 месяцев назад

      Aapka itr kitne ka he..

  • @Ashutosh55342
    @Ashutosh55342 6 месяцев назад

    Investment+insurance sabse achha hai..Lic best

  • @mayurjadhav2917
    @mayurjadhav2917 8 месяцев назад +1

    😊I m the 4th who made comment

  • @VishalArora1008
    @VishalArora1008 7 месяцев назад

    India first
    Canara Hsbc
    Aegon
    Yeh companies kaisi hai,in company ke term plan bahut affordable hai

    • @Avinash377
      @Avinash377 5 месяцев назад

      New he isiliye sasta he. .

  • @user-kg9ws8tv8w
    @user-kg9ws8tv8w 8 месяцев назад +1

    🇳🇵🇳🇵🇳🇵🇳🇵😫😫😫 0:13

  • @traveltravel9736
    @traveltravel9736 7 месяцев назад

    HDFC LIFE

  • @GunjanSingh-ti3hu
    @GunjanSingh-ti3hu 7 месяцев назад

    Bajaj

  • @Kitanu143
    @Kitanu143 6 месяцев назад

    Only LIC ❤

  • @shoaib5074
    @shoaib5074 6 месяцев назад

    Lic

  • @dbsdattatrayshinde6904
    @dbsdattatrayshinde6904 6 месяцев назад

    Sir please send me your number for buying cover